Our mission: help youplanprotectpreserveyour financial assets

Our mission is to

Serve You...


Ruben Garcia is  dedicated to assisting people, businesses and estates in the areas of Life Insurance as well as Personal, Business and Estate Planning.  Our purpose is protecting and preserving assets and the legacy people wish to leave behind.  In the protection area, we provide life, health, disability, long-term care insurance, as well as a full line of executive and employee benefits such as 401(k) plans, voluntary benefits, executive bonus plans, key-person insurance, dental, vision, and group health insurance.


Our services are provided for personal needs or business needs. We could provide you a comprehensive approach to your planning or if you have a specific need we can design a plan to meet your objectives in an efficient and cost-effective approach. Our financial products and services include:

  • Life Insurance
  • Health Insurance
  • Disability Insurance
  • Group Dental
  • Annuities
  • Section 125 Plan
  • Long Term Care
  • 401(k) plans
  • 401(k) rollover
  • IRA
  • Financial Planning
  • Retirement Planning
  • Estate Planning
  • Business Planning 


Business Owners & Executives

  • Key Person Insurance
  • Business Sucesssion
  • Salary continuation
  • Executive Bonus
  • Buy-Sell Arrangements
  • Deferred Compensation

Employee Benefits

Group Health & Dental Group Life Vision

Chiropractic Group Disability Voluntary Benefits

401k, Profit Sharing 401k rollovers Roth IRA


  • Group Health & Dental
  • Group Life
  • Vision
  • Chiropractic
  • Group Disability
  • Voluntary Benefits
  • 401k
  • Profit Sharing
  • 401k rollovers
  • Roth IRA


  • Cobra Administration

  • Multi-lingual enrollments

  • Section 125

  • Human Resource Support

  • Financial Literacy

  • 401k admin
  • Retiree Administration

  • Employee Wellness

  • Payroll

  • Voluntary Insurance

  • Employee surveys

Our Qualifications

Ruben Garcia has provided insurance and financial services in the Santa Clara Valley since 1983.  He was awarded The New Agent of the Year with the Life Underwriters Association in 1984 and has qualified for the Million Dollar Roundtable for many year. He has servered as a moderator and lecturer for the American College in the area of Business Insurance and Advance Sales.  He has extensive training in the area of business succession planning, estate planning, executive compensation and employee benefits.


Listed below are links to web sites that may be of interest to you. Feel free to visit these web sites.

Because the content of newsgroups and websites changes constantly, it is impossible for us to review it all. Our firm cannot be responsible for the content of any of the above links.


Ruben Garcia Agency
1798 Technology Dr. Ste. 178
San Jose, CA 95110

Downtown San Jose, corner of Jackson and N. 1st. St. near the Japan town area. 

Our Calendar

We are open from 8:30 a.m. to 5 p.m. Monday through Friday.  We see clients by appointments and new clients are mostly seen on Tuesday or Thursday as we take care of existing clients mostly on Monday, Wednesday and Fridays.  We will see clients after hours only with pre-arranged appointment.  Our seminar series are held the 1st and 3rd Wednesdays of the month.


Just Connect
With Me!

I will be glad to answer any question or support you with any need you may have.

Contact Ruben Garcia Agency